English

ค่า: the payment hidden in the bill

Every bill in Thai is assembled with one syllable, ค่า — "payment". Glue it to what you pay for and you get the bill. kha chao — the rent; kha nam — water; kha fai fa — electricity. For example: “ค่า เช่า เดือน นี้ แพง” — The rent is expensive this month. A rule from the Thai course: worked out on examples, not memorized as a wording.

Updated September 1, 2026 · Lingofly

How it works

Every bill in Thai is assembled with one syllable, ค่า (кхаа) — "payment". Glue it to what you pay for and you get the bill. kha chao — the rent; kha nam — water; kha fai fa — electricity.

The same syllable works for people and for trips: kha rian — tuition; kha rot — the fare. The syllable does not change; behind it always stands the thing being paid for.

Living separately from it is ราคา (ракхаа) — the price as the figure on the tag. The price is asked, the payment is paid: raka thao rai — how much does it cost; jai kha chao — pay the rent.

One more kindred syllable — เงิน (нгын): it means money itself in any form. ngoen sot — cash; ngoen kep — savings; ngoen ku — a loan. See kha — expect a bill; see ngoen — expect money.

Table

ค่า: the payment hidden in the bill
Payment forWordReadingExample
housingค่า เช่าkha chaoค่า เช่า แพง — the rent is expensive
waterค่า น้ำkha namจ่าย ค่า น้ำ — pay for water
electricityค่า ไฟ ฟ้าkha fai faค่า ไฟ ฟ้า ถูก — electricity is cheap
phoneค่า โทรศัพท์kha thorasapค่า โทรศัพท์ เดือน นี้ — this month's phone bill
tuitionค่า เรียนkha rianค่า เรียน เท่า ไหร่ — how much is the tuition
the fareค่า รถkha rotค่า รถ ไป ตลาด — the fare to the market

By example

  • ค่า เช่า เดือน นี้ แพง
    кхаа чау дыан ний пхэнг
    The rent is expensive this month
  • ค่า โทรศัพท์ ถูก ลง
    кхаа торасап тхуук лонг
    The phone bill got cheaper
  • เดือน หน้า จ่าย ค่า ไฟ ฟ้า
    дыан наа джай кхаа фай фаа
    Next month we pay for electricity

How the rule settles in your head

A rule is not memorized from an explanation. It is memorized from an attempt to use it and a mistake — that is why the app delivers it mixed in with words, not as a separate lesson: it resurfaces exactly where you forgot it.

Frequently asked

the payment hidden in the bill: how does it work in Thai?

Every bill in Thai is assembled with one syllable, ค่า — "payment". Glue it to what you pay for and you get the bill. kha chao — the rent; kha nam — water; kha fai fa — electricity.

What does it look like in a Thai example sentence?

“ค่า เช่า เดือน นี้ แพง” (кхаа чау дыан ний пхэнг) — The rent is expensive this month. A rule is easier to test on sentences like this than to memorize as a wording: what surfaces in conversation is the sentence.

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Test the rule on examplesPractice