LingoflyAt the bank in Ukrainian
Opening an account and asking about a loan in Ukrainian. 6 phrases that the conversation is made of: «Доброго (Dobroho) дня (dnia). Хочу (khochu) відкрити рахунок (vidkryty rakhunok).» — Good afternoon. I'd like to open an account; «Паспорт (pasport) і (i) податковий номер (nomer), будь ласка (bud laska).» — Passport and tax number, please.
How the whole thing sounds
The situation: opening an account and asking about a loan. First the whole conversation, then each line on its own, with a translation.
- Dobroho dnia. Khochu vidkryty rakhunok.Good afternoon. I'd like to open an account.
- Pasport i podatkovyi nomer, bud laska.Passport and tax number, please.
- Dvanadtsiat richnykh, yakshcho na rik.Twelve percent a year if you deposit for a year.
- A kredyt? Meni potribna rozstrochka na tekhniku.And a loan? I need an installment plan for appliances.
- Тоді заповніть анкету. Термін оплати — щомісяця до десятого.Todi zapovnit anketu. Termin oplaty — shchomisiatsia do desiatoho.Then fill in the form. Payments are due monthly, by the tenth.
Lines one by one
| Ukrainian | Reading | Translation |
|---|---|---|
| Доброго (Dobroho) дня (dnia). Хочу (khochu) відкрити рахунок (vidkryty rakhunok). | Dobroho dnia. Khochu vidkryty rakhunok. | Good afternoon. I'd like to open an account. |
| Паспорт (pasport) і (i) податковий номер (nomer), будь ласка (bud laska). | Pasport i podatkovyi nomer, bud laska. | Passport and tax number, please. |
| Ось (Os). А (a) які (Yaki) відсотки (vidsotky) на (na) вклад (vklad)? | Os. A yaki vidsotky na vklad? | Here. And what interest is there on a deposit? |
| Дванадцять (dvanadtsiat) річних, якщо (yakshcho) на (na) рік (rik). | Dvanadtsiat richnykh, yakshcho na rik. | Twelve percent a year if you deposit for a year. |
| А (a) кредит (kredyt)? Мені (Meni) потрібна (potribna) розстрочка (rozstrochka) на (na) техніку. | A kredyt? Meni potribna rozstrochka na tekhniku. | And a loan? I need an installment plan for appliances. |
| Тоді (todi) заповніть (Zapovnit) анкету (Anketu). Термін оплати (termin oplaty) — щомісяця (shchomisiatsia) до (Do) десятого. | Todi zapovnit anketu. Termin oplaty — shchomisiatsia do desiatoho. | Then fill in the form. Payments are due monthly, by the tenth. |
How to prepare for a conversation like this
Memorizing the lines is not enough: the other person will say their own thing, not what is written. What helps more is catching the key words by ear and keeping three rescue phrases ready: “I don't understand”, “repeat, please”, “slower”.
And one more thing phrasebooks do not mention: awkwardness gets in the way more than not knowing the words.
- Fear of making mistakes gets in the way of learning a language, and noticeably so. The link turns up study after study, and together those studies cover almost twenty thousand people.checked many timesTeimouri, Goetze & Plonsky, 2019, Studies in Second Language Acquisition 41(2) · 19,933 participants from 23 countries; correlation with results r = −0.36.
- That fear can be dealt with — the methods have been tested and they work.checked many timesXiong et al., 2024, Journal of Language and Social Psychology · 37 studies, anxiety reduced by −0.61. Of the seven conditions examined, only age turned out to matter.
Frequently asked
How do you start a conversation in Ukrainian in this situation?
“Доброго (Dobroho) дня (dnia). Хочу (khochu) відкрити рахунок (vidkryty rakhunok).” (Dobroho dnia. Khochu vidkryty rakhunok.) — Good afternoon. I'd like to open an account. The first line in such a conversation is almost always the same, and that is the one worth learning: the other person will carry it from there.
What if you did not understand the reply?
Say “I don't understand” and “repeat, please” — both are in the rescue set. Admitting your language is still shaky almost always makes the other person more patient.
Should you memorize the dialogue?
No. It is more useful to catch the key words by ear: the other person will say their own thing, and a memorized line will not always fit their reply.