Հիփոթեք

“Հիփոթեք” (hip'ot'ek') — mortgage in Western Armenian. Noun, level B1. three breathy letters in a row, փ-թ-ք, each with its own puff: hi-p'o-T'EK'. In a live sentence: “Հիփոթեքը քսան տարով է” — The mortgage is for twenty years. Written with the characters Հ, ի, փ, ո, թ, ե, ք. A word from the everyday Western Armenian course, level B1.

Updated September 1, 2026 · Lingofly

In short

“mortgage” in Western Armenian
Written in Western ArmenianՀիփոթեք
Read in Latin lettership'ot'ek'
Translationmortgage
Part of speechnoun
LevelB1

How to pronounce it

three breathy letters in a row, փ-թ-ք, each with its own puff: hi-p'o-T'EK'

Why it looks that way

The international word spelled out in Armenian letters. People also say the long native phrase բնակարանային վարկ — a housing loan

A word with a story stays in memory longer than one learned as a “spelling — translation” pair: memory holds on to meaning, not to a string.

In a live sentence

A single word almost never appears alone in conversation. A sentence shows where it fits and what stands next to it.

  • Հիփոթեքը քսան տարով է
    hip'ot'ek'ə k'san darov e
    The mortgage is for twenty years

How not to forget this word

Reading a word and remembering it are different jobs. A day later, little survives of a single reading — and that is not bad memory, that is how memory works.

Frequently asked

How do you say “mortgage” in Western Armenian?

«Հիփոթեք», read “hip'ot'ek'”. three breathy letters in a row, փ-թ-ք, each with its own puff: hi-p'o-T'EK'. In a live sentence: “Հիփոթեքը քսան տարով է” — The mortgage is for twenty years. Noun, level B1; written with the characters Հ, ի, փ, ո, թ, ե, ք.

How is “Հիփոթեք” written in Latin letters?

hip'ot'ek'. This is a practical spelling — you need it to read aloud and be understood, not to meet an academic standard.

Why does this word look the way it does?

The international word spelled out in Armenian letters. People also say the long native phrase բնակարանային վարկ — a housing loan. A word with a story stays in memory longer than a “spelling — translation” pair: memory holds on to meaning, not to a string.

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