іпотека

“іпотека” — mortgage in Ukrainian. Noun, level B1. Strictly a housing pledge, but in conversation it is simply the apartment loan. Twenty, thirty years of payments — roky vyplat — the ordinary arithmetic of the word. In a live sentence: “Іпотека на двадцять років” — A mortgage for twenty years. A word from the everyday Ukrainian course, level B1.

Updated September 1, 2026 · Lingofly

In short

“mortgage” in Ukrainian
Written in Ukrainianіпотека
Translationmortgage
Part of speechnoun
LevelB1

Why it looks that way

Strictly a housing pledge, but in conversation it is simply the apartment loan. Twenty, thirty years of payments — roky vyplat — the ordinary arithmetic of the word.

A word with a story stays in memory longer than one learned as a “spelling — translation” pair: memory holds on to meaning, not to a string.

In a live sentence

A single word almost never appears alone in conversation. A sentence shows where it fits and what stands next to it.

  • Іпотека на двадцять років
    A mortgage for twenty years

How not to forget this word

Reading a word and remembering it are different jobs. A day later, little survives of a single reading — and that is not bad memory, that is how memory works.

Frequently asked

How do you say “mortgage” in Ukrainian?

«іпотека». In a live sentence: “Іпотека на двадцять років” — A mortgage for twenty years. Noun, level B1.

Why does this word look the way it does?

Strictly a housing pledge, but in conversation it is simply the apartment loan. Twenty, thirty years of payments — roky vyplat — the ordinary arithmetic of the word. A word with a story stays in memory longer than a “spelling — translation” pair: memory holds on to meaning, not to a string.

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