стамбени кредит
“стамбени кредит” (stambeni kredit) — a mortgage in Serbian. Noun, level B1. Literally a housing loan. The word hipoteka exists but means the pledge on the property, not the loan itself. In a live sentence: “Отплаћујемо стамбени кредит двадесет година” — We are paying off the mortgage over twenty years. You can hear how it sounds right here. Written with the characters с, т, а, м, б, е, н, и, к, р, е, д. A word from the everyday Serbian course, level B1.
In short
| Written in Serbian | стамбени кредит |
| Read in Latin letters | stambeni kredit |
| Translation | a mortgage |
| Part of speech | noun |
| Level | B1 |
- стамбени кредитstambeni kredita mortgage
Why it looks that way
Literally a housing loan. The word hipoteka exists but means the pledge on the property, not the loan itself.
A word with a story stays in memory longer than one learned as a “spelling — translation” pair: memory holds on to meaning, not to a string.
In a live sentence
A single word almost never appears alone in conversation. A sentence shows where it fits and what stands next to it.
- Отплаћујемо стамбени кредит двадесет годинаOtplaćujemo stambeni kredit dvadeset godinaWe are paying off the mortgage over twenty years
How not to forget this word
Reading a word and remembering it are different jobs. A day later, little survives of a single reading — and that is not bad memory, that is how memory works.
- This has been tested on foreign words too. The difference shows up most when you test yourself a few days later rather than straight away.checked many timesKim & Webb, 2022, Language Learning 72(2) · 48 experiments, 3,411 participants, 98 comparisons.
- Recalling beats re-reading. Covering the translation and trying to remember it does more than reading it ten more times.checked many timesAdesope, Trevisan & Sundararajan, 2017, Review of Educational Research 87(3) · 188 experiments, 272 comparisons. g = 0.61; against plain re-reading 0.51, against passive review 0.93.
- An answer you worked out yourself sticks better than one handed to you.checked many timesBertsch et al., 2007, Memory & Cognition 35(2) · 86 studies, 445 comparisons, d = 0.40.
Frequently asked
How do you say “a mortgage” in Serbian?
«стамбени кредит», read “stambeni kredit”. In a live sentence: “Отплаћујемо стамбени кредит двадесет година” — We are paying off the mortgage over twenty years. You can hear how it sounds right on this page. Noun, level B1; written with the characters с, т, а, м, б, е, н, и, к, р, е, д.
How is “стамбени кредит” written in Latin letters?
stambeni kredit. This is a practical spelling — you need it to read aloud and be understood, not to meet an academic standard.
Why does this word look the way it does?
Literally a housing loan. The word hipoteka exists but means the pledge on the property, not the loan itself. A word with a story stays in memory longer than a “spelling — translation” pair: memory holds on to meaning, not to a string.
Can I hear how it sounds?
Yes, right on this page: click the word and it will play. The sound works on any phone, and nothing needs to be installed.