Қарыз

“Қарыз” — debt in Kazakh. Noun, level A2. deep back q, short y: qa-RYZ. In a live sentence: “Досымның алдында қарызым бар” — I owe a debt to a friend. You can hear how it sounds right here. A word from the everyday Kazakh course, level A2.

Updated September 1, 2026 · Lingofly

In short

“debt” in Kazakh
Written in KazakhҚарыз
Translationdebt
Part of speechnoun
LevelA2
  • Қарыз
    debt

How to pronounce it

deep back q, short y: qa-RYZ

Click the word above to hear how it sounds. The sound works on any phone, and nothing needs to be installed.

Why it looks that way

both the sum you owe and the obligation itself: qaryzym bar means I have a debt; the everyday difference: nesie is taken at a bank, qaryz from a person

A word with a story stays in memory longer than one learned as a “spelling — translation” pair: memory holds on to meaning, not to a string.

In a live sentence

A single word almost never appears alone in conversation. A sentence shows where it fits and what stands next to it.

  • Досымның алдында қарызым бар
    I owe a debt to a friend

How not to forget this word

Reading a word and remembering it are different jobs. A day later, little survives of a single reading — and that is not bad memory, that is how memory works.

Frequently asked

How do you say “debt” in Kazakh?

«Қарыз». deep back q, short y: qa-RYZ. In a live sentence: “Досымның алдында қарызым бар” — I owe a debt to a friend. You can hear how it sounds right on this page. Noun, level A2.

Why does this word look the way it does?

both the sum you owe and the obligation itself: qaryzym bar means I have a debt; the everyday difference: nesie is taken at a bank, qaryz from a person. A word with a story stays in memory longer than a “spelling — translation” pair: memory holds on to meaning, not to a string.

Can I hear how it sounds?

Yes, right on this page: click the word and it will play. The sound works on any phone, and nothing needs to be installed.

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