Հիփոթեք

“Հիփոթեք” (hip'ot'ek') — mortgage in Armenian. Noun, level B1. three aspirated letters in a row — p', t', k': hi-p'o-TEK'. In a live sentence: “Հիփոթեքը քսան տարով է” — A mortgage for twenty years. You can hear how it sounds right here. Written with the characters Հ, ի, փ, ո, թ, ե, ք. A word from the everyday Armenian course, level B1.

Updated September 1, 2026 · Lingofly

In short

“mortgage” in Armenian
Written in ArmenianՀիփոթեք
Read in Latin lettership'ot'ek'
Translationmortgage
Part of speechnoun
LevelB1
  • Հիփոթեք
    hip'ot'ek'
    mortgage

How to pronounce it

three aspirated letters in a row — p', t', k': hi-p'o-TEK'

Click the word above to hear how it sounds. The sound works on any phone, and nothing needs to be installed.

Why it looks that way

An international word spelled in Armenian letters; people also say it longer, bnakaranayin vark, a housing loan

A word with a story stays in memory longer than one learned as a “spelling — translation” pair: memory holds on to meaning, not to a string.

In a live sentence

A single word almost never appears alone in conversation. A sentence shows where it fits and what stands next to it.

  • Հիփոթեքը քսան տարով է
    hip'ot'ek'ə k'san tarov e
    A mortgage for twenty years

How not to forget this word

Reading a word and remembering it are different jobs. A day later, little survives of a single reading — and that is not bad memory, that is how memory works.

Frequently asked

How do you say “mortgage” in Armenian?

«Հիփոթեք», read “hip'ot'ek'”. three aspirated letters in a row — p', t', k': hi-p'o-TEK'. In a live sentence: “Հիփոթեքը քսան տարով է” — A mortgage for twenty years. You can hear how it sounds right on this page. Noun, level B1; written with the characters Հ, ի, փ, ո, թ, ե, ք.

How is “Հիփոթեք” written in Latin letters?

hip'ot'ek'. This is a practical spelling — you need it to read aloud and be understood, not to meet an academic standard.

Why does this word look the way it does?

An international word spelled in Armenian letters; people also say it longer, bnakaranayin vark, a housing loan. A word with a story stays in memory longer than a “spelling — translation” pair: memory holds on to meaning, not to a string.

Can I hear how it sounds?

Yes, right on this page: click the word and it will play. The sound works on any phone, and nothing needs to be installed.

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